Self-insurance reimagined
Contribute your own funds, earn rebates on the pooled reserve, and let our AI agent handle claims end-to-end, with no excess to pay.
No lock-ins · 7-day withdrawal release · Your balance stays yours
The Zesuro difference
No claim excess. Ever.
Traditional insurers charge you hundreds, sometimes thousands, the moment you make a claim. With Zesuro there is no excess to pay, and our AI agent pursues cost recovery from third parties on your behalf. Benefits are drawn from your own balance.
0%
Lock-in period
$0
Excess. Ever.
Rebates
Paid on your balance
How it works
Everything you need, nothing you don't
Your Funds, Your Control
Every deposit is held in your personal self-insurance account, not pooled away. Access them whenever you need.
Earn Rebates
Pooled balances are held in cash with an Australian ADI. A share of the interest earned, after our disclosed fees, is credited to your account as a rebate.
AI Claims Agent
Our AI handles claims end-to-end: chasing third parties, organising repairs, loan cars, and recovering costs. No excess charged to you.
Ready to take control?
Join Australians who are rethinking insurance, keeping their funds, earning rebates, and letting AI handle the hard parts.